i2iFunding Franchise Cost – How to get, Contact, Apply, Fee

About i2iFunding: Revolutionizing Peer-to-Peer Lending in India

i2iFunding is transforming the financial landscape in India by redefining how individuals and businesses access and invest in loans. Founded with the mission to bridge the gap between borrowers and investors, i2iFunding is not just a peer-to-peer (P2P) lending marketplace; it is an innovative platform that integrates thorough credit risk assessment, personalized loan servicing, and advanced technological solutions to enhance the lending and borrowing experience.

The Vision and Mission of i2iFunding

i2iFunding aims to revolutionize the traditional financial systems by offering a more efficient, transparent, and cost-effective alternative. Traditional financial institutions, often burdened by high operating costs, struggle to tailor their services to individual risk profiles. They frequently aggregate customers with varying credit qualities, leading to suboptimal interest rates and inefficient resource utilization. i2iFunding addresses these issues by providing a platform that meticulously assesses each borrower’s credit risk, ensuring fair and competitive loan terms.

The i2iFunding Business Model

At its core, i2iFunding operates as a digital P2P lending marketplace that connects verified borrowers with investors seeking attractive investment opportunities. The platform’s business model is designed to facilitate seamless transactions and offer enhanced financial products through a series of well-defined processes:

• Loan Application and Evaluation: Borrowers initiate the loan process online, submitting applications through i2iFunding’s platform.
• Credit Evaluation: i2iFunding’s in-house underwriting team performs a detailed credit evaluation using a proprietary credit score model. This model assesses various parameters, such as credit history, financial stability, and behavioral patterns.
• Risk Categorization and Interest Rate Recommendation: Based on this evaluation, i2iFunding assigns a risk category and recommends an interest rate for each loan. This benchmark helps both borrowers and investors make informed decisions.
• Investment and Fund Transfer: Once a loan is approved, it is listed on the platform for investors to review and fund. Investors can select loans based on their risk appetite and expected returns.
• Loan Servicing and Repayment: i2iFunding manages the entire loan lifecycle, from disbursal to repayment. This includes monitoring repayments, assisting in collections, and providing legal support if needed.
• Auto-Debit of EMI Payments: Borrowers are encouraged to opt for auto-debit of EMI payments from their bank accounts to ensure timely repayments.
• Legal and Recovery Support: In the event of default, i2iFunding provides legal support to investors. This includes drafting detailed loan agreements, assisting in recovery efforts, and offering legal opinions if required.

Key Features and Services

• Comprehensive Credit Evaluation: i2iFunding conducts thorough profile verification and credit risk assessment. Each borrower undergoes a detailed evaluation using multiple data sources, including government databanks and credit bureaus.
• Proprietary Credit Score Model: The proprietary Credit Score Model incorporates various parameters, such as credit history, financial stability, and behavioral patterns, to provide a more accurate assessment of creditworthiness.
• Personalized Loan Servicing: i2iFunding offers personalized loan servicing to ensure that borrowers receive the support they need throughout the loan lifecycle.
• Advanced Technological Solutions: The platform leverages advanced technological solutions, such as machine learning algorithms and blockchain technology, to enhance the lending and borrowing experience.
• Transparent and Secure Transactions: Funds are transferred through an Escrow account supervised by SEBI-approved trustees, ensuring transparency and security in transactions.

Overall, i2iFunding is revolutionizing the financial sector in India by providing a more efficient, transparent, and cost-effective alternative to traditional financial institutions. With its comprehensive credit evaluation, personalized loan servicing, and advanced technological solutions, i2iFunding is set to become a leading player in the P2P lending market in India.